How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,5561
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,556
$170
9
53
$3,112
$178
17
54
$4,668
$187
25
55
$6,224
$196
32
56
$7,780
$206
38
57
$9,336
$216
43
58
$10,892
$227
48
59
$12,448
$238
52
60
$14,004
$250
56
61
$15,560
$262
59
62
$17,116
$275
62
63
$18,672
$289
65
64
$20,228
$303
67
65
$21,784
$318
69
66
$23,340
$334
70
67
$24,896
$351
71
68
$26,452
$369
72
69
$28,008
$387
72
70
$29,564
$406
73
71
$31,120
$426
73
72
$32,676
$447
73
73
$34,232
$469
73
74
$35,788
$492
73
75
$37,344
$517
72
76
$38,900
$543
72
77
$40,456
$570
71
78
$42,012
$598
70
79
$43,568
$628
69
80
$45,124
$659
68
81
$46,680
$692
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $170/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.