How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,7391
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,739
$190
9
53
$3,478
$200
17
54
$5,217
$210
25
55
$6,956
$220
32
56
$8,695
$231
38
57
$10,434
$243
43
58
$12,173
$255
48
59
$13,912
$268
52
60
$15,651
$281
56
61
$17,390
$295
59
62
$19,129
$310
62
63
$20,868
$326
64
64
$22,607
$342
66
65
$24,346
$359
68
66
$26,085
$377
69
67
$27,824
$396
70
68
$29,563
$416
71
69
$31,302
$437
72
70
$33,041
$459
72
71
$34,780
$482
72
72
$36,519
$506
72
73
$38,258
$531
72
74
$39,997
$558
72
75
$41,736
$586
71
76
$43,475
$615
71
77
$45,214
$646
70
78
$46,953
$678
69
79
$48,692
$712
68
80
$50,431
$748
67
81
$52,170
$785
66

1. Interest credited at the end of the year. Hypothetical premium based on $ $190/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.